How To Value Commercial Property

The very first thing you need to ask yourself when wanting to purchase a new commercial property is what is its value not it’s selling price? You need to know what you’re going to be able to sell it for in order to make a profit before buying it. Also ask yourself if the asking price is relative to the income the property is generating.Vendors usually take chances and try to price a commercial property based on its future value. Unfortunately most vendors don’t get their properties sold as banks don’t look at the future value but the current market value of that property. So how do you value commercial property? Below are three tips I use to help me make the right decision when buying a property.Commercial Property ComparisonOne of the best ways to value a property is to compare its selling price with other properties which are in the same location and are more or less the same size. By seeing what kind of income other properties generate will also give you good idea on what you can charge for the one you want to buy.Replacement CostThe second thing you need to look at is what it would cost to replace the building. If you would have to spend one million rand to build a new building and it only costs 500 thousand rand to buy it in its current state it might be well worth the investment.Income Generating ValueThis is the most popular way to determine the value of a commercial property and it is called the capitalization rate also known as the Cap Rate. This is calculated by dividing the purchase price of your property by the net operating income or NOI. The NOI is the amount the property is taking in from rent, parking, storage, vending etc minus your vacancy rates, repairs, maintenance, taxes and all of the other expenses you might have associated with the property.In other words if you have a property that generated R150,000 per year but it has expenses of R50,000 per year that would leave you with a NOI of R100,000 per year. If you purchased a property worth one million rand and it generates a income of R100,000 per year that would be called a 10 cap property. The 10 cap means you would get a 10% return on your investment each and every year for your one million rand invested assuming you bought the property cash.

Casual Dining Furniture Can Lend Elegance to a Home

Many homes these days don’t have formal dining rooms. Homeowners who want to create good-looking dining areas often don’t want to spend a lot of money. Some people think that casual dining furniture might be an answer, but are concerned it may look cheap. There are some furniture stores in the Albany, NY area that can advise homeowners on what casual dining furniture would look best in their home. Whether one lives in Glens Falls, Queensbury or Albany, NY or elsewhere, purchasing casual dining furniture can add a touch of style to one’s home.

Casual dining furniture can look elegant and local furniture stores can introduce homeowners to collections of casual dining sets. Depending on the look that the customer is after, casual dining sets can be chosen to complement a modern or more traditional style. The shape of the dining table is the first element that people focus on when shopping for dining furniture. Some sets feature small circular tables, and others include square or drop-leaf tables. Rough-hewn tables offer a more rustic look. Chairs can make a statement too; slat back, bar stool or bench, the chairs offer more than a place to sit; they help complete the look.

Style is part of the process when selecting dining furniture, but the color of the dining set is a critical point as well. Ash or oak furniture with a light stain can brighten a dining nook. Walnut and cherry furniture can add warmth to a room. Darker stains such as an espresso brown offer an upscale look. Some sets even feature metal table frames with glass tops that give a light and classy look that offers a cheery setting for every meal.

Table height is another consideration when shopping for a casual dining set. People who want to have a space where food preparation and eating can take place together may want to consider purchasing a counter-height table. These tables are usually at least 36 inches high. They are perfect for people who have dining areas that overlook an opening between the kitchen and living room. The attraction of open concept homes is a larger kitchen. A counter-height table can provide more food prep space, extra dining space and a beautiful addition to the kitchen’s décor.

Homes that don’t include formal dining rooms offer people the flexibility to create unique dining spaces. Furniture store staff can help people decide on a dining set style, shape, color and even table height that will fit their needs. A good rule of thumb is to take photos of one’s dining area and bring them in to the furniture store to give the staff an idea of where the new furniture will be set up in the house. Some furniture stores even offer design services. Store designers sometimes will come to customers’ homes to help them plan out their furniture groupings. Shopping for casual dining room furniture doesn’t have to be difficult. Furniture store sales consultants welcome the opportunity to help people create comfortable and elegant dining spaces.